June marks a critical inflection point for every investor’s portfolio.

It’s the mid-year mark - a time to take stock of what’s working and, more importantly, what isn’t.

I urge you to look at the dividend-paying stocks you own.

Are the dividends you collect building real wealth, or are they a comforting illusion masking capital erosion?

The hard truth is that most investors are unknowingly making critical mistakes by owning:

• • "Fake Dividend Stocks" where the share price decline wipes out any income received.
  • "False Dividend Stocks" where the company's weak cash flow makes a dividend cut all but inevitable.
  • "Dividend-Trap Stocks" which may seem "safe", but the stock’s valuation carries huge downside risk that dwarfs the dividend.

This isn't a “theoretical risk.”

Our analysis of the latest Q1 earnings data, fresh from our Robo-Analyst technology, shows hundreds of popular dividend stocks fall into these categories.

There is a smarter way to invest for income, especially for retirees.

Disclaimer: Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.